KKosha
Welcome

Look at what you already own with the discipline of a family office.

Kosha reads your holdings every night after the exchanges close and marks each one Add, Hold, Trim or Exit — with every number behind the mark shown to you. Set-up takes about three minutes.

15 credits free · no card · no broker login · your data stays on your device

Why people switch to Kosha

Every app helps you buy. This one helps you look at what you hold.

01Six checks, all published

Valuation, quality, financial health, price trend, analyst estimates, and fit in your own portfolio. Every formula, weight and band is in the model card.

02The trim side is the point

Positions that outgrew their place, losses worth harvesting, lots eleven days from long-term tax. Nobody else surfaces these.

03Nothing hidden, nothing sold

No broker link, no trades, no tips, no price targets. Analysis, identical for every user holding the same security.

Today21 Sep 2026 close
₹14,10,532
7 positions · +₹12,073 (+0.86%)
Talbros Automotive
23.2% of portfolio vs 14% target
Trim
Jyoti CNC Automation
Sound business, under target
Add
Jupiter Wagons
The case has broken down
Exit
Today

Current value
₹0
Invested—
Gain / loss—
Today—
Positions—
AddHoldTrimExitNot analysed
0

Worth adding to

Sound business, smaller than your target
Add
0

Worth trimming

Too large, or the case has weakened
Trim · Exit

Holds are not listed: a position that needs no action is not a decision. Marks are general analysis on securities, identical for every user — not personalised advice.

0 positions · 0 analysed ·

Holdings

HoldingLastValueGain / lossWeightVerdict

Adding is free and every position counts toward your totals. Analysing one costs 1 credit, once; it stays updated every night at no further cost.

confidence

The six checks

Score out of 10 · weight in the composite

In your portfolio

What the mark means

Day's range

What this tells you

If you sold today

India FY 2026-27 rates. STCG 20% under twelve months; LTCG 12.5% above ₹1.25 lakh a year. Figures are arithmetic on your lot, not tax advice.

Trim scenario

Move the target
Target weight8%

A scenario, not a recommendation. Kosha places no orders.

Mark history

Discovery

Explore

Study a security you do not own

1 credit · becomes its slot if you later add it

Screen the market

Eighteen screens, each named after its rule, not its promise. Tap one to load its rules into the builder; change anything; run for 3 credits. Results are ordered by composite score, descending. No picks, no targets, no predictions.

Your criteria

0 of 5
Add a criterion
Building and editing is free. You pay only when you run.
India · FY 2026-27 · listed equity and equity funds

Tax if you sold

LotHeldGain / lossRateTax

Lots without a purchase price and date are excluded. Realised losses net against realised gains in the same year. The ₹1.25 lakh exemption applies to long-term gains across the year. Arithmetic on your own lots, not tax advice.

Monthly briefing · September 2026

Your portfolio, in plain words

About this briefing

This one is written by the rules engine, sentence by sentence, from the same numbers you see on each position. Nothing in it is a prediction.

On Pro, the monthly briefing is narrated by an AI model from the engine's output, reads like a note from a chief of staff, and is labelled as AI-generated permanently. The model never computes a mark — it only explains one the engine already produced.

Rules-engine text. No AI narration was used on this page.
Accountability

Report card

What happened after each mark

Realised history · never a forecast

Every mark Kosha issues is logged with its score, date and price. Outcomes at 1, 3, 6 and 12 months are published here per mark class, in aggregate, for anyone to inspect. Collection began on 21 September 2026; the first one-month outcomes appear on 21 October.

Marks logged so far

SecurityMarkScorePrice at mark

The report card reports; it never projects. It cannot be filtered by period, so it cannot be cherry-picked.

Wallet

Credits & plan

Balance

0 of 30
Analyse a holding
1 credit, once
Study a security you don't own
1 credit
Run a screen
3 credits
Totals, allocation, tax, exports
always free

15 to start, 3 more every month, up to 30. Credits never expire. Sold a position? Its credit returns to your wallet after 30 days.

Ledger

Plans

Credit packs

Demo build: purchases are simulated and no payment is taken. Prices in ₹, inclusive of GST. Above roughly 25 holdings the subscription is better value.

Model card · v1 · changelog: first release, 21 Sep 2026

How Kosha decides

Account

Settings

Your nameAppears on briefings and exports.
EmailSign-in links and the monthly recap. Nothing else.
Target weight per positionThe share of your portfolio one holding should be. Every position is measured against it in the Fit check.
%
PlanChange under Credits & plan.
Data sourcesWhere every number comes from.
ExportYour holdings and marks as CSV, for your accountant or your records.
PrivacyEverything in this build lives in this browser. Nothing has been sent anywhere.